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Safety Tips to Adopt during Online Shopping

Fraud involving credit cards appears to be all over and thieves love utilizing the internet for stealing information from people’s credit cards. This is because of the secrecy it offers.

Most clients are of the opinion that avoiding online shopping is the only method of protecting themselves. Even though this is one method of preventing information from one’s credit card from being stolen, it also signifies that one might not shop online again.

About Online Shopping

shopping online with credit card

 

  • The marketplace for buying products and services online is expanding rapidly because customers are aware of how fast they can locate the most ideal offers when shopping online. Many sites like com help you find shopping sites similar to those whom you love.

 

  • By stopping to shop online altogether, one would not have the access to these attractive deals. Utilizing this method to prevent card fraud is like opting never to travel in a plane again to keep away from terrorists.

 

  • Yes, one would not fall victim to a plot involving terrorists where planes are concerned, but this would also signify having to encounter the inconvenience of being unable to travel by plane.

 

  • Similar to all things in life, the main thing is not to keep away from the problem, but to comprehend the problem and find a clever method of reducing the risk of falling victim to credit card fraud when shopping online.

 

Effective Strategies to avoid Credit Card Fraud

 

  • First of all, let us discuss the action one can take if credit card fraud has already occurred. Panicking is not necessary.

 

  • After the cardholder makes a report that his/her information on the credit card has been compromised, the company for the credit card will not hold the cardholder responsible for any charges concerning fraud.

 

  • This also applies to charges made prior to reporting about the theft of information on the credit card.

 

  • The company for the credit card will block that card from being used anymore and provide a new card after one or two weeks. However, this is still an inconvenience many people would still want to avoid, if possible.

 

  • Online shoppers can then use Google’s Safe Browsing Tool, to find out if it is safe to visit a website, that is, if one has faith in Google, of course. This tool will show if a website is trustworthy or not, according to Google’s last scan.

 

  • It will indicate if the website has done anything illegal in the past and make a report if it is connected to particular websites which appear suspicious even if the site itself is not carrying out any suspicious activities.

 

  • To check if a website is secure, just copy and paste:

http://www.google.com/safebrowsing/diagnostic?site=” into the address field found on the browser. After this add the site’s url which you intend to visit.

 

  • For instance, enter the following to the website of the company:

http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com

into the address bar of the browser which is being utilized. After this is entered, Google’s tool will provide a simple report which is half a page, on whether the specific site is actually secure or not.

  • For instance, Asos is a famous store where one can get other reliable store options which are related.

Other Precautionary Measures

 

  • Another precaution step one can take when shopping online is to utilize 3rd party payment processes which can be trusted. Literally everyone is aware of PayPal. They are possibly the highest used method of 3rd party payment in the world.

 

  • They facilitate payments for goods and services by clients. For instance, this signifies that when a client purchases something, she is not paying the website she is shopping on directly. She is paying the amount owed to PayPal, and in turn, PayPal pays the merchant.

 

  • This means the merchant is not able to access information from her credit card and this information was never passed through the internet in the course of this transaction.

 

  • It is not important whether the client carries out shopping on one website or hundreds of websites. So long as a 3rd party payment method was utilized, the information on the credit card was never passed on.

 

  • Therefore, this data is not lying around online, on every website where a purchase was carried out.

 

  • Other 3rd party payment procedures, similar to PayPal are Google Wallet and Amazon Payments.

 

 

Оthеr 3rd party payment methods sіmіlаr tо PayPal include, Google Wallet аnd Amazon Payments.

 

 

 

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